back when the aca was new and neat, i was unemployed long enough to need it. back then the govt subsidized premiums enough to make it affordable. earlier this year i was unemployed again for a bit and looked into it again. literally no better than cobra. all it offered now was helping you sign up for a full price policy the cheapest of which was $850/m with no subsidy or even tax break at all. coulda been because i live in texas but i dunno. didnt go through with it