I’m getting ready to purchase a sports car, and wanted to inquire credit unions with low interest rates for someone who has the cash, but wants a low interest rate loan because they can.

Who’d you recommend?

  • lps2@lemmy.ml
    link
    fedilink
    English
    arrow-up
    0
    ·
    1 year ago

    Yeah, that’s the market at the moment - a little over a year ago you could get in the low 3% range and average used car rates are damn near 10% right now. Grabbed, even a CD is posting around 5-6% so a 1-2% delta isn’t bad and over 5 years, putting that money in the market will yield a higher percent so it still makes sense to finance.

    I used to go to the C&C up in Lafayette but it’s been a while. You?

    • _MoveSwiftly@lemmy.worldOPM
      link
      fedilink
      English
      arrow-up
      2
      ·
      1 year ago

      Thanks for the info. Guess I’ll have to check myself and see, but at those percentages I prefer paying cash.

      I haven’t been to any car meets in here unfortunately, there isn’t as much of a car scene here. :/

      • lps2@lemmy.ml
        link
        fedilink
        English
        arrow-up
        1
        ·
        1 year ago

        Yeah, I moved here from Atlanta and it was crazy going from mall parking lots filled with every exotic car you can imagine to a small lot with like 2 lambos, a couple McLarens, and a handful of Porches. People here seem to just get nice cars and don’t care to show them off. I once ran into a group of ~30+ supercars in Evergreen and joined them for a bit of their drive. Talking to them, they just organize via Facebook and don’t really do car shows

        • _MoveSwiftly@lemmy.worldOPM
          link
          fedilink
          English
          arrow-up
          2
          ·
          1 year ago

          Yeah there are luxury, classic cars, and low riders. I don’t see car enthusiasts with lower budget vehicles, people who work on their own cars and go to road tracks. I used to live in MI and it was filled with that.