As financial fears mount, some Americans are "doom spending," or spending money despite their economic and geopolitical concerns, as a way to cope with stress.
    • JDubbleu@programming.dev
      51·
      8 months ago

      Use a brokerage like Fidelity as your bank instead of these fuckers at Chase and BofA who don’t respect you despite you giving them your money.

      Doesn’t have to be Fidelity, but in the current day if you’re not getting the following from your bank you’re getting fucked:

      • $0 minimum balance, $0 in account fees
      • No overdraft fees
      • Minimum 4% APY on savings, minimum 2% APY on checking
      • ATM fee reimbursement
      • Instant transfers between your own accounts
      • Access to direct deposits even while they’re still pending
      • Kiernian@lemmy.world
        1·
        8 months ago

        Where does one get something like this in the U.S.?

        no min balance, no fees, interest on checking?

        I was under the impression that didn’t exist.

        • JDubbleu@programming.dev
          1·
          8 months ago

          Fidelity is who I use since they also have my portfolio, but SoFi and many others also provide similar services.