

If it’s a feature of a car when you bought it and the insurance company insured the car then anything the car does by design must be covered. The only way an insurance company will get out of this is by making the insured sign a statement that if they use the feature it makes their policy void, the same way they can with rideshare apps if you don’t disclose that you are driving for a rideshare. They also can refuse to insure unless the feature is disabled. I can see in the future insurance companies demanding features be disabled before insuring them. They could say that the giant screens blank or the displayed content be simplified while in motion too.
They do if they have no savings and the payments are more than any income they are getting. It’s better to quickly sell before the fees start for non payment. There are also options to put your home on forbearance while it’s on the market so the homeowner could have done that immediately to prevent the house being repossessed.