• Chemical Wonka@discuss.tchncs.de
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    7 days ago

    Unfortunately, this is only a temporary oscillation and they will soon recover and everyone will forget what happened. The damage must be done to the political structure that allows these companies to exist as they are

  • crystalmerchant@lemmy.world
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    7 days ago

    …until it goes right back up in [insert timeframe]

    Will we never learn?? Make it stick!! Take more action!! Please let this be the spark

  • Snapz@lemmy.world
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    7 days ago

    Doesn’t matter what you think really though, right? These businesses operate on measurable KPIs and if overall thresholds weren’t being hit, something would happen.

    If you were a manager with that attitude, you’d be a micro manager and we all know that that type of manager, in any sector, SUCKS.

  • meyotch@slrpnk.net
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    8 days ago

    So let’s watch the denial rate at major insurance companies to see if it goes down.

    Luigi’s trial will still be going on probably. I’m betting he’s going to drag it out as long as possible. His family is rich and influential so the trial is going to be a shit show, I hope.

    And once we see a sudden (temporary) drop in denial rates, we can shit all over insurance executives again next quarter.

    And the quarter after that when the denial rates sneak back up again.

    Let’s just say I am really excited about shitting on that crew a lot.

        • boonhet@lemm.ee
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          7 days ago

          She’s also free to get an appointment in another country. Here’s the pricing for uninsured patients in a hospital in my country. What she needs is:

          • Y60273 Mammograafia, kaks rinnanääret 2 sihis 28.00 €

          It can get pretty expensive here too without insurance (which you can get by having a job, or having a <3yo kid, or being retired, or being disabled, or being unemployed but registering so you’re officially looking for a job). Major surgeries will cost thousands of euros. But simple procedures that should be cheap, are cheap.

    • granolabar@kbin.melroy.org
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      8 days ago

      life expectancy and denial rates are now like KPI for me. these lines should be going up kinda like stock market, since this is all about “efficiency”

      • meyotch@slrpnk.net
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        8 days ago

        Yeah, it’s pure schadenfreude. But I am seriously coming around to the idea that shit-posting is a serious political tool. So I am planning my meme strategy around the release of these numbers.

        This subject has the right emotional content to keep this issue in the public consciousness. Ever hear of ‘social peace’? Not for these shit heads.

        • granolabar@kbin.melroy.org
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          8 days ago

          this is definitely a moment of unity. while issue is bigger than healthcare. healthcare can be the rallying topic and improving just health care would a big W.

          social peace is elites’ job to maintain but they are not interested in that.

        • Notyou@sopuli.xyz
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          7 days ago

          shit-posting is a serious political tool.

          Always has been. Now we can do it easier with the Internet and making up your own proof. Wasn’t only a few people that produced most of the political memes for in 2016? I think I remember reading that.

        • JovialMicrobial@lemm.ee
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          7 days ago

          Let the memes flow. It’s a quick and memorable way to convey information and good one spread like wildfire so you are absolutely correct on that. Keep up the good work!

      • meyotch@slrpnk.net
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        8 days ago

        Yeah apparently Baltimore country club types. People magazine has already done a thing on them.

        • kautau@lemmy.world
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          8 days ago

          And now’s their chance to prove that what’s most important to them is what’s right rather than how they look to others at the country club

          • nepenthes@lemmy.world
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            7 days ago

            Do you have a source or what to query, because when I plug in “Kathleen Mangione” all I get is they she reported her son missing.

    • Jamablaya@lemmy.world
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      7 days ago

      Hey look the Lemmy Ceo’s are looking to ban users informing other users about jury nullification because apparently that’s hate speech in Germany or some stupid bullshit.

        • Jamablaya@lemmy.world
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          5 days ago

          It’s when a jury decides the person charged did commit the crime, but they for what ever reason thinks under the circumstances, he should be acquitted anyways. When you do hear about it, it’s often in the context of some parent being acquitted for murdering a pedophile, that interfered with the killers kids.

  • Mr_Blott@feddit.uk
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    7 days ago

    The fucking disgusting bit is that’s less than 8%. So it’s still only 3% lower than it was at the beginning of the year

    How many people died for that line?

    • ColonelPanic@lemm.ee
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      7 days ago

      Yes but have you considered that line goes down? Line must never go down so further cuts must be made to ensure line goes up next quarter.

  • 2pt_perversion@lemmy.world
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    8 days ago

    It should be lower. This incident really put a spotlight on their claims denial rate being the highest in the industry, twice as high as industry average. A lot of customers will probably be leaving but that hit won’t happen until later when the next billing cycle comes.

    • SuperCub@sh.itjust.works
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      7 days ago

      Or the idiotic “open enrollment” period. Can’t believe they only let us change health insurance once a year.

      • werefreeatlast@lemmy.world
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        7 days ago

        Unless you got a baby. Like you need to be in an accident that will take 9 months to conclude…say you’re the only female astronaut going to the space station for a weekend on a Boeing starliner spacecraft but it starts leaking helium. What would you do if you suddenly needed to pay for inter spacial health care but open enrollment was a month ago? I don’t known what, but I’d start gathering tungsten parts from around the craft and I’d take some spacewalks at strategic times to loose said parts straight on to -toss has censored this part- and the car would roll down the hill in American movie style and we’d be laughing! Wait what about a baby! You could get pregnant in space and then you could sign up!..the baby, not you.

    • Revan343@lemmy.ca
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      7 days ago

      A lot of customers will probably be leaving

      How many of their customers actually chose them? Most people get insurance through their job

      • GreyBeard@lemmy.one
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        7 days ago

        The business do also have to choose. Companies will often act like whatever insurance they have is the only option to them, but really they choose the insurance provider. Which means, especially in small businesses, if everyone is pissed about their shitty insurance, it can be changed. Unfortunately that means there is a gap between cause and effect, but there can be an effect.

        Hopefully that name becomes mud to the point where people hear United and recoil. It is, after all, a benefit that is suppose to attract talent, if it isn’t doing that, something will change.

  • Flying Squid@lemmy.world
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    8 days ago

    And if Americans really did have the ability to shop around for the health insurance they wouldn’t need in a sane country in this first place, this might be a good thing.

    As it is, anyone with UHC (like my family) will end up paying a higher premium.

    • granolabar@kbin.melroy.org
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      8 days ago

      As it is, anyone with UHC (like my family) will end up paying a higher premium.

      Rates for 2025 are set already.

      You can’t switch next cycle like the rest of people prolly gonna do?

      • Flying Squid@lemmy.world
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        8 days ago

        Which “rest of people” get a choice of insurance providers from their employer?

        Or do you mean pay a hell of a lot more for a plan the employer isn’t offering?

        • granolabar@kbin.melroy.org
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          8 days ago

          fair point, well tell your employer to switch, also tell your coworkers.

          you are deff on point that they will extract to punish for this. but staying with them is a bad business decision unless your employer is getting kick backs.

          • Rhaedas@fedia.io
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            8 days ago

            Big companies will switch if the rates justify it, it’s a yearly bidding war, and quite annoying when you have to change insurance cards and even a different provider because of things beyond your control. Healthcare should be nationalized and not tied to employment for so many reasons.

          • Flying Squid@lemmy.world
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            8 days ago

            well tell your employer to switch, also tell your coworkers.

            Has that ever worked for you? Have you only worked in small businesses or something?

            If things were that simple, the CEO wouldn’t have been assassinated in the first place.

              • Flying Squid@lemmy.world
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                8 days ago

                Yeah, okay. The CEO will be very happy to see some random low-level peon about which insurance company ConHugeCo uses.

                I’m thinking you’re not actually in the U.S. at this point if you think that’s how anything works.

                • GreyBeard@lemmy.one
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                  7 days ago

                  Health insurance costs the company money too, it’s why United was so popular, it’s cheaper for the company. If they raise their rates, the company has to foot part of that bill. Normally 50+% is covered by your employer. That’s why it is so much cheaper to get insurance through your company than going market. So if United raises rates by 25%, your employer is as pissed as you are. What your employer might not care about(if you are in a big company) is things like denial rates or employee experience.

            • young_broccoli@fedia.io
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              8 days ago

              Sounds like your workplace should unionize.

              Not saying it would be easy nor quick but it would be a lot more effective than berating people on the internet who agree with you.

    • Jamablaya@lemmy.world
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      7 days ago

      I don’t even know what goes on anymore. I’ve had good health insurance in the USA for years (I’m a trucker) but have not had health insurance in Canada for 7 years (because I’m a trucker of no fixed address and health care is provincial, i pay income taxes to an entity that issues my driver’s license but denies i live there when it comes to my health insurance) My american health insurance doesn’t give two shits where i live. My drivers license is to a post office box near my employer of 7 years. I’m literally homeless but consistently pay taxes and reside in one county in one province with a steady employer but i just won’t lie so i don;t have “canadian” health insurance, which is never been my “birthright as a Canadian” like muttonhead socialists talk about, it’s always been provincially determined while the federal government pretends it wasn’t something that happened despite their resistance, when provincials had balls and thought of themselves as their region, not canadians.

          • Flying Squid@lemmy.world
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            4 days ago

            Right, but let’s say you don’t. Let’s say you’re only in Canada for a day and you get hit by a truck. What happens in terms of their medical system and what you have to pay?

            • Jamablaya@lemmy.world
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              4 days ago

              as a tourist, with no health insurance, full billing but it’ll be actual at cost, not the inflated number used down south for the hospital company and insurance companies to argue over. Broken leg, say, probably set you back 5000 Canadian depending. Similar to the states at final billing.

      • granolabar@kbin.melroy.org
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        7 days ago

        What point are trying to make?

        American health insurance is better than Canadian because you don’t have fixed residency?

  • rarbg@lemmy.zip
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    7 days ago

    Why are healthcare denials sent to and shouldered by patients? If you go to an in network facility, that place is vetted by insurer. So why isn’t a ‘denial’ a matter between the provider and the insurer and transparent to the patient?

    • LifeInMultipleChoice@lemmy.ml
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      7 days ago

      Why are there networks, health insurance companies, co-payments, payment disputes/ negotiations of prices, and people suffering from not receiving medical care?

      Oh yeah, because this way it costs us significantly more and we can think we are doing better than others in life by acquiring a job where we have linked medical coverage too.

      The fact that there are “classes” of healthcare is just repulsive.

    • granolabar@kbin.melroy.org
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      7 days ago

      Fidelity, vanguard and blackrock are major shareholders of the UHC

      That’s code for the owner class along with some boomer 401ks

      • aesthelete@lemmy.world
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        7 days ago

        That’s likely most 401ks. They’re a very large company so they’re going to be in just about every stock market index fund available. The classic advice for 401ks is to use index funds because their fees are so much lower than managed funds, and you can follow your portfolio by following the S&P 500 instead of having to worry about what particular stocks a fund manager picked.

        Fund managers also tend to do worse than the market more generally, because a lot of them are really bad at their jobs.